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> Academics > Undergraduate Studies > Study Abroad > Financial Aid

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Study Abroad and Financial Aid

Keeping it Affordable

Studying abroad can be expensive, depending on the country, the city, and the specific program you choose; however, there are various ways in which you can make this experience both enjoyable and affordable.

Before You Go Abroad

Consider Program Duration and Location
Short-term or summer programs are almost always cheaper on the whole than semester programs, but semester programs may provide more value per dollar spent, since you usually earn twice to three times as much credit for a semester program as a summer program.

The cost of living varies dramatically based on program location. For example, many large cities in Europe have high costs of living, while cities of comparable size in Latin America or Africa usually have much lower costs of living. Consider a program in a non-traditional location-- you will usually save money! Also, you may find that a program in a small town or city, regardless of the country, provides better value than a program in a large city.

Compare Exchange Rates
Compare the exchange rates of currencies in several countries to get the best deal on the dollar. You may find that you get more for your money in some countries than in others.

Review Different Program Types
Exchange programs are usually cheaper than third-party programs (CIEE, IES, Other U.S. Universities and Colleges, etc).

Apply for Funding
The key to getting your hands on financial aid or scholarship money is to start early and plan ahead.  The following can be used as a resource in locating additional sources of funding depending on your program choice:

Program Provider Scholarship Opportunities

  • CIEE-Council on International Educational Experiences Scholarships: For many students, a study abroad experience is only possible with financial assistance. Each year CIEE awards scholarships and grants to students who plan to study overseas. Full details of the five different scholarships can be found are described within this link. Please read the eligibility criteria and the application procedures for each scholarship carefully.
  • IES-Institute for the International Education of Students: IES believes that financial limitations should not prevent a student from participating in an IES program. For this reason, each year IES commits over $1 million to its financial aid programs for students attending IES programs. Please note that IES Merit Scholarships are now called IES Achievement Scholarships.
  • Lexia Overseas Study Programs: In order to make study abroad opportunities available to a wide range of students, scholarship funds have been established to benefit applicants to Lexia programs. Scholarship awards are based on both need and merit.
  • SIT-School for International Training: About one-third of those who seek scholarships from SIT Study Abroad receive financial assistance to participate in SIT's programs. Awards are made on consideration of both merit and need.

Minority Scholarships

  • American Indian Scholarship Fund
  • United Negro College Fund Special Programs Corporation - Institute for International Public Policy's fellowship program
  • Deborah Partridge Wolfe International Fellowship

Country Region-Specific Scholarships

  • Asia
    Freeman Asia: Funding for study abroad in Asian nations from the people who brought you the Fulbright. Students with financial need who are planning to study for between eight weeks and one year are eligible. The web site also provides comprehensive information about Asian education and funding in general.
    Japanese Bridging Scholarships: Funds semester or year long study in Japan in any discipline; includes stipend. No knowledge of Japanese language required.
  • Australia
    Learn more 
  • Germany
    DAAD Undergraduate Awards: Funds awarded to highly qualified undergraduate students for study abroad tuition, university language or summer courses, senior thesis research, and/or internships in the Federal Republic of Germany. Length of stay may range from a few weeks to an entire academic year.
  • Ireland
    The Friendly Sons of St. Patrick: The friendly Sons of St. Patrick was created in 1771 and is dedicated to promoting good will and friendship between the peoples of the United States and Ireland.
  • Scotland:St. Andrew's Society of Philadelphia Scholarship: $15,000 for full year of study abroad in Scotland at any of the following Universities: St. Andrews, Edinburgh, Aberdeen, and Glasgow.
  • United KingdomBritish Council: Information on Scholarships in the United Kingdom.

General Scholarship Information

  • NAFSA: Association of International Educators: Financial Aid resources for undergraduate study abroad.
  • Gilman International Scholarships: Provides up to $5000 for study abroad in any nation. Priority given to students who receive Federal Pell Grants.

    Institute of International Education: Sorts scholarship money by study abroad location.
  • Institute for International Public Policy: Undergraduate funding for study abroad summer institute, language immersion programs, and internships. Money for master's study of international affairs available as well. Open to sophomore under-represented students with a GPA of at least 3.2.
  • National Italian American Foundation Scholarship
  • NSEP-National Security Education Programis guided by a mission that seeks to lead in development of the national capacity to educate U.S. citizens, understand foreign cultures, strengthen U.S. economic competitiveness, and enhance international cooperation and security. NSEP awards will range from full scholarships (covering tuition and other program costs, round-trip airfare on a U.S. flag carrier, health insurance, and local transportation) to minimum awards of $2,500 for summer, $4,000 for a semester or $6,000 for an academic year.
  • Rotary Ambassadorial Scholarships: Various scholarships for foreign study and foreign travel. The three major scholarships programs are: 1) full funding for academic year abroad, 2) full funding for 2-3 year degree programs abroad, and 3) full funding for foreign language study abroad.
  • Phi Kappa Phi Study Abroad Grant: Open to students who have a cumulative grade point average of a least 3.5 on a 4.0 scale. Students must also have completed a minimum of 56 credit hours but no more than 90 credits hours on their home campus. Each year Phi Kappa Phi awards 38 Study Abroad grants of $1000 each.

Search Engines

  • Funding and Scholarships, Learning Abroad Center, University of Minnesota: Funding for U of MN students as well as non-U of MN students.
  • The Financial Aid Page: One of the first web-based guides to finding scholarships and understanding U.S. federal financial aid, it even has a section that lists scholarships for study abroad. Within the page is also a great guide for warning students about scams, giving advice about how to apply for scholarships, etc...
  • International Education Financial Aid: A search engine for many types of scholarships and fellowships at all educational levels, worldwide, for all types of study.
  • HispanicScholarship.com: Sponsored by Daimler-Chrysler, which lists hundreds of scholarships, grants and other financial aid sources targeting Latino students.
  • FastWeb: Has free searches. No fee charged, but students must "register" with the web service.
  • StudentAwards.com: Scholarships for U.S. and Canadian students, includes a free search feature but requires registration

Evaluate your Lifestyle and Current Budget
Are there ways you could save money from existing funds in your bank account? Do you currently have a job that would allow you to save additional money towards a study abroad experience? If you don't have a job currently, would you consider getting one? Many students are able to save substantial funds toward their study abroad experience just by working part-time and budgeting carefully.

While Abroad

Live Like a Local
Observe how people in your host country or city live, where they eat, where they shop, etc. If you live like a local rather than as a tourist, you are likely to save money. for those programs.

Learn the Local Language
If you speak the language of your host country, you may be able to bargain for cheaper prices on goods (as the locals do) rather than paying the tourist price.

Utilize Student Discounts
Ask other students and the study abroad office at your host institution what kinds of discounts are out there for students. For example, many museums in Europe have one day per week when students have to pay only the student rate rather than full price. By keeping your ear to the ground and looking for students discounts wherever they may be, you can save substantial money over the course of your semester.

Travel Locally
Personal travel (during the course of a study abroad program or before/after the program starts/ends) costs students vast sums of money. If you are trying to save money, you might want to consider limiting your personal travel to the city in which you are studying (or a couple of nearby cities) rather than traveling to large numbers of neighboring countries. Many students reach the end of their study abroad program and realize that, while they have seen most of the European continent, they have not fully explored their own host city. You can save a lot of money by spending your "personal travel" money getting to know the area where you are staying.

Budget Carefully
If you are studying abroad on limited funds, make a weekly or monthly budget and stick to it! You may find our Budgeting and Planning for Education Abroadworksheet helpful in planning how to manage your funds for this experience.

DeSales University Financial Aid Study Abroad Policy

DeSales University students choosing to study abroad for one or two semesters must adhere to the University study abroad policy. Students participating in programs not sponsored by Desales University MUST complete a Formal Consortium Agreement and submit it to the Office of International Learning along with the Application for Study Abroad. Loans, whether federal, state, or private are able to be used towards study abroad expenses related to tuition, room, board, travel, books and supplies, meals, or other living expenses. 

The following types of financial aid are applicable to the various programs available:

DeSales University Students participating in a DeSales University sponsored program (DeSales University in Rome, St. Mary's University College in London, Northern Ireland Study U.S.A. Program):

The following types of funds are applicable:

  • DeSales University Merit Scholarships
  • DeSales University grants
  • Federal Grants
  • Federal Loans
  • State Grants
  • Private loans

DeSales University students participating in a non-Desales University sponsored program (other U.S. colleges and universities, foreign colleges and universities, program providers):

The following types of funds are applicable:

  • Federal Grants
  • Federal Loans
  • State Grants
  • Private Loans

The following types of funds are NOT applicable:

  • DeSales University Merit Scholarships
  • DeSales University Grants. 

Summer Abroad Programs:

Please see the financial aid office for more information regarding summer abroad programs and financial aid. 

Community Based Aid

Resources in your home town may prove to be a valuable component of your search. Make a list of potential organizations, clubs, and businesses you could contact such as:

  • Service Clubs - Consider Rotary, Lions, Kiwanis, etc.
  • Town Hall - Go to your town hall and ask if there are any local scholarships.
  • Chamber of Commerce - Visit the Chamber of Commerce to see if there are any opportunities there. Use them as a springboard to locally-owned businesses.
  • Local Newspaper - Demonstrate your writing abilities to them.
  • Your High School - Go to the guidance department of the high school you graduated from and inquire.
  • Religious Organizations - If you belong to a church, synagogue or other religious organization, ask the person in charge of finances if there are any scholarships, grants or loans available.
  • Family Employers - Ask your parents and other members of your family to check at work and see if their company offers aid to sons, daughters, or relatives of workers.
  • Your Employer - If you hold a job, ask your boss if there are any scholarships available to workers in the company.

Set up appointments when you are home.

  • You may have a better greater chance of being considered if you can meet face-to-face with the appropriate representative.
  • You should also give some details about your study abroad program: where it is located, what you will be studying, and how you will integrate this program into both your course of study at DeSales University and into your own future.
  • Be specific - Ask for help with:
    • Your airline ticket
    • Your books
    • Required field trips
  • Think about ways you can give back to the community
    • Give a comprehensive slide show of your experience
    • Talk to students at your high school
    • Do a presentation on where you went at your local community center

Thinking about it?

 DeSales Programs: 


Other Programs:

Ready to apply?

Already approved?

 While you're away

After you've returned





Study Abroad
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