Medical Insurance
All students must have health insurance. A copy of the insurance card (both sides) must be returned to the Health Center with the required medical examination form. A student group plan providing limited coverage is available through the Treasurer's Office for those not covered by a parent plan.
Labs/Diagnostic Studies
Is your insurance an HMO that requires you to see your primary care physician for a referral for coverage of bloodwork, laboratory testing or diagnostic studies (x-ray, CAT scan, etc.)?
- If yes, can you call your primary care and get the referral over the phone?
- Or, must you see your physician? If that is the case, make an appointment.
Is your insurance a Preferred Provider Organization that requires you to see a network physician or use a network lab or hospital for testing?
- If yes, are any of these sites in your network? Quest Diagnostics Lab, Omega Lab, Lehigh Valley Hospital Center, St. Luke's Hospital, Sacred Heart Hospital.
Physician/Specialist Appointments
Is your insurance an HMO that requires you to see your primary care physician for a referral for coverage for an appointment with a specialist?
- If yes, can your primary care physician fax a referral to the specialist without seeing you in his/her office? If that is the case, be certain to get a referral for evaluation, xray, treatment and follow up if that is appropriate .
- If you must see your primary care physician, make an appointment. Be certain the specialist to whom you are referred participates in your insurance.
Is your insurance a Preferred Provider Organization that requires you to see a network physician?
- If yes, ask your insurance carrier if the physician that we would like you to see is in your network.
- If none of the suggested physicians are in your network, ask for physicians in the Allentown (zip codes 18102-18105), Center Valley (18034), Coopersburg (18036), Quakertown (18951), Bethlehem area (18015, 18106), or Lehigh, Northampton, or Bucks County.
Is your insurance the kind that allows you to see anyone without a referral? Must you pay and submit for reimbursement, or does the physician's office bill your insurance? Is there a co-pay?
Prescription Medications
Do you have a prescription plan? Is there a co-pay?
Do you have to use a particular pharmacy? Many students use CVS in Coopersburg. Most large pharmacy chains are within 15 minutes of campus.
Be certain to have the prescription card with you when you pick up your medication.
Some prescription medications are available at the Health Center. The cost of the medication can be applied to the student's account in the Treasurer's Office. No insurance is accepted.

Medical Records
As a part of the admissions process, students must submit a medical history and physical examination form including a record of required immunizations signed by a physician.
Student Athletes
Varsity athletes must submit a yearly physical examination form to the athletic trainer prior to participating in practice or play. Please note that these forms are different than those required by the Health Center. For more information, visit http://athletics.desales.edu/paperwork.
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